Giving Filipinos more financial freedom and flexibility by using Cashalo


Cashalo introduces the first-of-its-kind e-commerce digital-credit payment solution
Cashalo enables fly-now, pay-later solution on Cebu Pacific flights

Cashalo, rolled out its latest innovative product, Pay with Cashalo—a cutting-edge digital-credit payment solution designed to provide a transparent and consumer-friendly payment alternative to cash and traditional credit. Echoing its mission of making digital financial services more easily accessible to everyone, including unbanked and underserved Filipinos, Pay with Cashalo gives unrivaled choice, freedom, and flexibility to address lifestyle needs and provide a convenient, transparent and secure digital credit payment facility.

On top of making payments easier and more convenient, Cashalo’s solution helps broaden the e-commerce experience of Filipinos. Pay with Cashalo empowers Filipino consumers to easily pay for their online purchases over time, even without a credit or debit card. Data from the Bangko Sentral shows that less than 16 million Filipinos, or roughly only 23% of the population have bank accounts, with even less owning credit cards.

Kicking-off Pay with Cashalo, the fintech company partnered with Cebu Pacific that will enable more Filipinos to fly now and pay later. Through Pay with Cashalo, travelers can book flights worth a maximum of PHP7,000 on Cebu Pacific, use the new digital-credit solution as a payment alternative, then pay later in affordable installments over three or six months.

Hamilton Angluben, General Manager of Cashalo, said: “Through innovation, we are able to unlock greater financial possibilities for more Filipinos. As a first-of-its-kind solution, we firmly believe that ‘Pay with Cashalo’ can transform how Filipinos from all segments of society transact online and build a more secure financial future. We’re thrilled to launch this product with our valued partner Cebu Pacific who shares our mission to empower every Juan with more opportunities and create memorable moments.”

Pay with Cashalo is fully integrated into the booking system of Cebu Pacific. Travelers can easily choose Pay with Cashalo and enjoy its benefits as they book their domestic flights, with credit approval processed in less than three hours.

Candice Iyog, Vice President for Marketing and Distribution, Cebu Pacific said, “As Cebu Pacific enables every Juan to fly by broadening the base of travelers with affordable and accessible flights, our partnership with Cashalo will harness more potential travelers through a fly now, pay later scheme. It will enhance payment options for our customers and even provide assistance to those who have urgent travel needs.”

In the coming months, Cashalo will be partnering with many more e-commerce platforms and merchants to integrate Pay with Cashalo as a payment alternative.

By continuing to develop innovative and purpose-built financial products, Cashalo pushes financial inclusion forward while simultaneously promoting financial literacy. The company recently launched CashAcademy, a grassroots financial education program that makes accessible online and offline free learning modules and training resources to benefit more Filipinos. CashAcademy aims to cultivate a generation better equipped to make sound financial decisions, making them “Pera Experts”- financially aware and responsible.

About Cashalo
Cashalo is a leading fintech platform used by millions of Filipinos to build financial identities, access fast, secure, affordable credit and other financial services, and take control of their financial health. Since its launch in 2018, Cashalo has already helped over 1.5 million previously ‘credit-invisible’ Filipinos build a financial identity. The company continues to see rapid growth, with the Cashalo app in the phones of more than 3.5 million users and counting.

Cashalo is a wholly-owned subsidiary of Oriente, a Hong Kong-headquartered technology and data science company committed to financial inclusion in emerging Asia. Oriente’s founders include visionary leaders behind internet giants Skype and LU.com. JG Summit Holdings, Inc. is an important strategic partner and investor in Oriente’s regional efforts to build the future of finance and unlock economic value for the millions of unbanked people, underserved communities and merchants across Southeast Asia.

Media Contacts:
Patti Dizon
Communications Lead, Cashalo
patti@cashalo.com
09173282088

Inspiring the young minds as they celebrate 2019 Global Youth Summit

A total of 15,000 student leaders proved that young people can achieve great things during the Global Youth Summit 2019, the largest gathering for young Filipino leaders that aims to engage and inspire the world’s future experts, held recently at the SM MOA Arena.

Hosted by SM Cares, the corporate social responsibility arm of SM Prime Holdings Inc., in partnership with the Global Peace Foundation, the Global Youth Summit aims to engage and inspire young minds by providing a space where they can share their ideas and utilize their diverse skill-sets, knowledge, and networks to effectively address today’s persistent problems.

“If you do not make a move to change the world, who else will make the Philippines the best it can become? That is why we enjoin everyone to use this forum as a platform to build a very strong foundation and uplift the role of the youth in decision-making. Today, we work harder to create an impact and start positive change by being the example of change to a global community that truly cares,” said SM Cares Children and Youth program director Royston Cabunag.

A highlight of the event was the awarding of five innovative youth ideas, namely BoluntirMISMO, ToReal Peace, Project 97, Cafesidad: Good Food Crafted by Good Hearts, and Mindify (Mental Intuitive Device for Filipino Youth). All these ideas can be implemented in Filipino communities to advance this year’s topics: inclusive education; youth-responsive health services; creating youth-enabling employment and self-employment; ecosystems in sustainable tourism; civic awareness and participation; and creating safe spaces and reducing all forms of violence against children. These targets are aligned with the priority areas of the UN Youth Strategy for Sustainable Development launched in September 2018.

International and local speakers, as well as influencers, also gave inspiring talks about their advocacies and the role of youth in achieving Sustainable Development Goals (SDGs). Guest speakers were Tourism secretary Bernadette Romulo-Puyat, UNICEF National Goodwill ambassador Anne Curtis, United Nations development programme ambassador Antoinette Taus, G Talks Host and HealthXPh co-founder Dr. Gia Sison, Education Assistant secretary G.H. Ambat, Consuelo Foundation president and CEO Greg Auberry, and Asian Institute Management’s Dado Banatao Incubator executive director Prim Paypon.

“Every child has the right to grow up in an environment where they feel safe and secure, have basic services and clean air and water, can play, learn and grow and where they voice is heard and matters,” said UNICEF national goodwill ambassador Anne Curtis.

SM Cares works with various organizations, corporations, shareholders and people from the community in coming up with innovative solutions that pave way to living more sustainable lives. Other advocacies include Environment Sustainability, Programs on Persons with Disabilities, Children and Youth, Women and Breastfeeding Mothers, Senior Citizens, and Overseas Filipino Workers (SM Global Pinoy.)

SEAOIL Lifetime Free Gas promo returns for its third year

SEAOIL, the leading independent fuel provider in the Philippines, will be giving away a lifetime supply of free gas to 4 lucky motorists starting this July. The “Lifetime Free Gas, Oh My Gas!” promo, which continues to be the only one of its kind in the world, makes a comeback on its third year.

“Following our success from the past two years of the lifetime free gas promo, we want to continue this giveaway to thank our loyal customers for their continued patronage of SEAOIL. The response has been overwhelming, and we are more than happy to return with it once again,” said SEAOIL CEO Glenn Yu.
SEAOIL customers can also expect to win over 100,000 instant prizes through peel-off cards. A total of half a million worth of SEAOIL gift cards will be raffled off in monthly draws.
The winners of the promo from the past two years came from different walks of life. Last year’s winners include Michael Sulit of Caloocan City, a SEAOIL user since buying his own car, is the youngest winner at 24 years old and the “bunso” in the family. He uses his free fuel for field work and trips with family and friends and shares it with his siblings who have families of their own.
Ernie Linarez is a TNVS operator and driver from Rizal. His monthly fuel savings help pay for his car loan. He is a SEAOIL Believer for years, and his trust and support for the brand paid off when he was drawn as last year’s first winner.
Joel Dinque, an entrepreneur from North Cotabato is able to provide more for his family, thanks to his fuel savings. As an owner of an auto repair shop, he endorses SEAOIL to his customers because he is a firm believer of their products.
Jidy Detuya, a jeepney driver from Agusan del Norte, shares that it was one of his kids who convinced him to gas up at SEAOIL and try his luck at winning free gas. He was skeptical of SEAOIL’s fuels at first but now he endorses it to his relatives and fellow churchgoers.
To qualify, a customer must gas up at least P500 worth of Extreme 97, Extreme 95, Extreme U, Extreme Diesel fuels and/or SEAOIL Lubricants at any SEAOIL station nationwide. Customers can double their chances of winning if they register at www.lifetimefreegas.com.
The “Oh My Gas!” promo runs from July 18 to October 18, 2019. Winners of this year’s promo will be determined via electronic monthly draws in August, September, and November, and a dropbox raffle draw in November.

Filinvest City celebrates Philippine Independence Day

Filinvest City, the premier central business district in Metro South, is joining the whole country in celebrating Philippine Independence Day by putting up flags within the city. Not only will this commemorate a momentous occasion in our history, but it will also instill the spirit of patriotism in the citizens, workers and visitors of Filinvest City. Apart from Independence Day, Filinvest City has been actively showing its love for the country by practicing a responsible and more sustainable urban planning.

Pan-Asian insurer FWD and non-profit Humanity & Inclusion to help hundreds of young people with disabilities in Asia find employment

FWD Life Insurance, the most exciting insurance brand in the country, together with its partner Humanity & Inclusion (formerly known as Handicap International, an independent international aid organization), celebrated the beginning of the Forward Together project, helping young people with disabilities find employment opportunities in the Philippines and beyond.

Through the regional partnership initially announced by the insurer in the first half of 2018, both
organizations will work towards advocating equal opportunities and empowering people with
disabilities in Asia. With FWD Group investing USD 1million, the Forward Together project will train
at least 380 youth with disabilities in the Philippines and Indonesia and help them secure sustainable
employment or business opportunities.

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“FWD Life Philippines aims to end the stigma that disability corresponds to inability,” FWD Life
Philippines President and Chief Executive Officer Peter Grimes said. “Through our partnership with
Humanity & Inclusion, we hope to provide a platform for people with disabilities to showcase their
strengths and abilities. We want to encourage everyone to help create a future with a difference for
people with disabilities with opportunities to become valuable and equal contributors to the
community.”

“Developing countries are encouraged to invest in youth, but unfortunately, young people with
disabilities are usually overlooked in employment and entrepreneurship opportunities,” said Bryan
Andrew Marsalis, Humanity & Inclusion Regional Operation Coordinator. “That is why we are very
delighted to have such strong support from FWD Group in our advocacy of improving the lives of
youth with disabilities. Through this project, we will work with selected employers – including FWD
Group – across the two target countries to improve their capacity to employ youth with disabilities.”
“At FWD, we are committed to promoting social inclusion and active participation of persons with
disabilities, and are very excited to kick start our work with Humanity & Inclusion,” said FWD Life
Philippines Head of Marketing and Community Care Country Lead Roche Vandenberghe. “With the
Forward Together project, we are enabling businesses and organizations such as ours to become
catalysts for quality job creation.”

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FWD Life Philippines and Humanity & Inclusion celebrated the beginning of its Forward Together
project with a media event, an interactive visual language activity, and escape room challenge
participated by volunteers from both organizations as well as members of the media, held on
October 17, 2018 at Century City Mall in Makati City.

About FWD Philippines

FWD Life Insurance Corporation (“FWD Life”) is the first life insurance company licensed by the Insurance Commission of the Philippines under the new Insurance Code. FWD launched its commercial operations in September 2014. By March 2017, FWD Life is the highest-capitalized life insurer in the Philippines with PhP 2.3 billion in paid-up capitalization.1 Base on premium income data published by the Insurance Commission2, FWD Life now ranks 10th in the insurance industry in
terms of weighted new business premiums.3 FWD Group spans Hong Kong & Macau, Thailand, Indonesia, the Philippines, Singapore, Vietnam, and Japan, offering life and medical insurance, general insurance, and employee benefits across a number of its markets. Established in Asia in 2013, FWD is the insurance business arm of investment group, Pacific Century Group. In the Philippines, FWD has 12 business hubs located in key cities nationwide with its headquarters in Bonifacio Global City in Taguig.

FWD is focused on creating fresh customer experiences, with easy-to-understand products, supported by digital technology. Through this customer-led approach, FWD aims to become a leading pan-Asian insurer that changes the way people feel about insurance.
For more information, please visit fwd.com.ph
1 www.insurance.gov.ph> Statistics > 2017 > Based on Paid-Up Capital
2 www.insurance.gov.ph> Statistics > 2017 > Based on Premium Income
3 Weighted New Business Premium Income: 100% of first-year premium on regular-pay plans + 10% of single-pay premiums

About Humanity & Inclusion

Founded in 1982 in refugee camps on the Thai-Cambodian border, co-recipient of the 1997 Nobel Peace Prize, Humanity &
Inclusion (the new name of Handicap International) is an independent and impartial organization working in situations of
poverty and exclusion, conflict and disaster.

We work alongside people with disabilities and vulnerable populations, taking action and bearing witness in order to
respond to their essential needs, improve their living conditions and promote respect for their dignity and fundamental
rights.

Outraged by the injustice faced by people with disabilities and vulnerable populations, we aspire to a world of solidarity
and inclusion, enriched by our differences, where everyone can live in dignity.

At present, Humanity & Inclusion works in 59 countries globally, with additional offices in 8 high-income countries.
For more information, please visit www.handicapinternational.ph.

Hamilo Coast & WWF: Nurturing a Sustainable Partnership

The Philippines ranks third in plastic pollution in terms of dumping plastic into our oceans. This is largely caused by inefficient waste disposal in the country and poor awareness of the problem. Because of this, the World Wide Fund for Nature (WWF) Philippines, has been closely involved in coastal cleanups and other initiatives around the country to instill the importance of tackling this issue.

On its 11th landmark year, Hamilo Coast and WWF-Philippines’ partnership now stands firmly on environmental programs aimed at not just ending plastic pollution but also at preserving its surrounding nature. Hamilo Coast, with the help of WWF-Philippines, has gone way beyond annual coastal cleanups and has carefully planted sustainability within its day to day operations.

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Warriors of the Waters

Acknowledging that everything that happens on the ridge has a direct effect on the reef, WWF-Philippines and Hamilo Coast continue to implement programs for its Ridge to Reef Management. This includes the declaration of Hamilo Coast’s three coves into Marine Protected Areas (MPAs) – Pico de Loro and Etayo coves, and Hamilo Coast’s main marine sanctuary, Santelmo Cove, where giant clams are being cultivated and a vibrant marine life thrive. Ongoing projects to protect coastal and terrestrial resources include mangrove reforestation, pawikan conservation, marine mammal rescue, and reef monitoring.

From Solid Waste to Zero Waste

With efforts to keep the property and surroundings clean and green, WWF-Philippines developed a solid waste management plan for Pico de Loro Cove at Hamilo Coast, including a vermicomposting site aimed at attaining zero green wastes to be sent to landfill.

Early this 2018, Pico de Loro Beach and Country Club and Pico Sands Hotel shifted a few of its operations to become more environmental friendly. The use of plastics have been replaced with paper straws and cups, good grade stirrers, and takeaway packs, which will eradicate the dumping of non-biodegradable waste of 180,000 plastic straws and 27,000 plastic stirrers annually.

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The Club and Hotel also partnered with WWF-Philippines in implementing a food waste management system, an initiative aimed at urging staff, members, and guests to be more conscious about food resources and waste. With leftover rice noted as one of the highest food waste contributor in the property, the restaurants’ menus now offer rice separately, also considering diners who are non-rice eaters. A campaign to encourage guests to only get the food they can consume in a buffet was also launched in the middle of the year.

Keeping a resort development clean involves maximum effort. Water quality is regularly tested and monitored while waste water from the different locators within Pico de Loro Cove at Hamilo Coast are processed and recycled to keep the lush landscapes clean and green.

Living in Harmony with Nature

Green building strategies were carefully considered in Pico de Loro Cove’s latest luxury beach condominium development, Freia. This mid-rise contemporary tropical condominium building, which offers a spectacular panorama of the sea and verdant mountains, takes pride in its features that allow sustainable green living and consider cost-efficient operations. For instance, natural lighting and ventilation was considered in the building design and solar energy will be used for certain common areas. An efficient waste management system will also ensure reduced carbon footprints on the part of the residential community, thus promising a lifestyle that is not just close to nature but is one with its surrounding environmental bounties.

Through the years, Hamilo Coast continues to champion sustainable practices through luxury seaside living at par with environmental awareness. Achievements and recognitions, such as its Bronze Benchmark Status from Earth Check in 2015 and 2017, and its exemplary practice on solid waste management given by the Department of Natural Resource’s Annual Environmental Summit in 2017, proves Hamilo Coast is not just a destination, but is also becoming a premier sustainable beach resort community.

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Hamilo Coast is the SM Group’s premier beach resort town in Nasugbu, Batangas, approximately 90 minutes from Manila via Cavitex and the new Ternate-Nasugbu Road. Its maiden development, Pico de Loro Cove is home to the Pico de Loro Beach and Country Club, an exclusive membership club with a plethora of land- and sea-based recreational facilities, and the Pico Sands Hotel, a seven storey, 154-room hotel offering spacious rooms with modern amenities and captivating views of the lush mountains and tranquil lagoon. For inquiries, call (632) 945-8000, or visit www.hamilocoast.com.

The World Wide Fund for Nature (WWF) Philippines has been successfully implementing various conservation projects since 1997 to help protect some of the most biologically-significant ecosystems in Asia. For more information, visit wwf.org.ph.

Pico de Loro Cove is one of several marine protected areas in Hamilo Coast where marine life is preserved and enhanced in partnership with WWF-Philippines since 2007

Di Na Muli Official Music Video Press Release

Di Na Muli was written in 2016 by long-time friends Jazz Nicolas and Wally Acolola. They entered the song into the 5th Philippine Popular (PhilPop) Music Festival, performed by The Itchyworms, where it won the grand prize. Now, in 2018, the song has been given new life in the official soundtrack of the hit film Sid & Aya (Not A Love Story) (Viva Films, starring Dingdong Dantes and Anne Curtis, directed by Irene Villamor).

Somewhere in between PhilPop and Sid & Aya, the Itchyworms set out to immortalize the song. The result was a visually stunning and emotional music video, directed by Paolo Abella. Help also came along in the form of the video’s co-director Juno Oebanda, longtime friend of the band, and the generous indulgence of none other than the Cultural Center of the Philippines. The link to the CCP is Teddy Hilado (d. 2015), recognized as the father of lighting design in Philippine theater, who is also the uncle of Oebanda

The song’s themes of love, loss, and words left unspoken, are embodied in the elegant performances of Rosky Balahadia Hilado (Teddy’s widow, formerly of the Bayanihan Philippine Dance Company) and Carissa Adea (Ballet Philippines), and in the video’s sweeping visuals, all captured within the hallowed halls of the CCP. The music video seeks to serve as loving tribute to Teddy, whose influence is still felt and recognized to this day.

The Itchyworms are now proud to share what is probably the first-ever music video shot inside the Cultural Center of the Philippines, and extend heartfelt thanks to those who helped bring the music video to fruition.

Youtube link for Di Na Muli official music video: https://youtu.be/rgHHJkzn5TU
For updates about The Itchyworms, you can follow them on Facebook, Twitter, and Instagram.
Listen to the music of The Itchyworms on Spotify, Deezer and iTunes.
Check out their music videos: Official Youtube channel

Video Credits
Di Na Muli
Words and Music by Jazz Nicolas and Wally Acolola

Starring
Rosky Balahadia Hilado
Carissa Adea
and The Itchyworms

Executive Producers: Juno Oebanda and The Itchyworms
Directors: Paolo Abella and Juno Oebanda
Director of Photography: Arvin Viola
Lighting Director: Shakira Villa-Symes
Drone Pilot: Paolo Jaminola
Editor: PJ Corpuz
Colorist: Marilen Magsaysay

Special Thanks to:
Audio Video Solutions Corporation
Soundcheck Inc.
Forerunner Technologies Inc.
JB Music
Forscink Inc.
Digital Fusion Productions
Aero 360 International
Creative Control Group

The administration and staff of the Cultural Center of the Philippines

Di Na Muli
Words and Music by Jazz Nicolas and Wally Acolola
Performed by The Itchyworms

Verse:
Nung araw kay tamis ng ating buhay
Puno ng saya at ng kulay
Di mauulit muli

Ang oras kapag hinayaang lumipas
Madarama mo hanggang bukas
Di mababawi muli

Chorus:
Ang dami daming bagay na hindi naman kailangan
Kung pwede lang bawasan natin ang mga tampuhan
Hindi mo lang alam hindi mo pa nararanasan
Kahapon sana natin di mo na pinahirapan
Patawad muli
Di na muli

Verse:
Ang oras kapag hinayaang lumipas
Madarama mo hanggang bukas
Di mababawi muli

(Instrumental)

Bridge:
At natapos ang himas ng sandal
Di kukubli aking tinig
Nang lumipas na’t di man lang nasabi
Salamat hanggang sa muli

Chorus:
Ang dami daming bagay na hindi naman kailangan
Kung pwede lang bawasan natin ang mga tampuhan
Hindi mo lang alam hindi mo pa nararanasan
Kahapon sana natin di mo na pinahirapan
Patawad muli
Di na muli

Binawi buhay mo ng walang sabi
Binubulong ko sa sarili
Mahal kita hanggang sa huli
Mahal ko hanggang sa huli

Home Credit and Samsung roll out exciting promos for Father’s Day

Thinking of the perfect present? This gift guide might help.

Father’s Day is just around the corner, and what better way to celebrate the heroes of our lives by giving them a special treat to remind them of how much we adore them? For those of you who are drawing a blank on what to give these special men, Home Credit is giving you a treat with its latest rollout of promos for Samsung’s line of phones. After all, is there a better gift than a mobile phone that can help them stay constantly connected with their family?

A is for Awesome

The Galaxy A6 is Samsung’s answer to the mid-range phone market who are looking for a feature-packed smartphone with an affordable price tag. Slim and compact, the Galaxy A6 is designed for the busybodies who want something that’s robust in functions but still slim and compact. Armed with a 3GB RAM and 1.6GHz Exynos 7870 OctaCore processor, the model is ideal for those who need to constantly multi-task with their apps.

In terms of display, the Galaxy A6 is still a performer with its 5.6-inch HD+ Super AMOLED Infinity Display and good color rendition. The man of the house may even take a liking to taking photos and selfies (if he doesn’t fancy it yet!) with the phone’s 16 megapixel rear and front camera. The Galaxy A6 also looks sophisticated with its slender full metal unibody and a fingerprint scanner module.
You can get the Samsung Galaxy A6 through Home Credit’s 9-month, 0% deal from June 7 until September 30. The promo can cover a financed amount ranging from Php 3,000 to Php 12,800.

J6 for the Modern Dad

The Samsung Galaxy J6 model boasts of the features that the brand’s J-series is known for, though it does give a refreshing take when it comes to design. With its 5.6-inch Super AMOLED panels that offer 720 x 1480 pixels, it offers the user crisp colors and contrast that other Samsung models offer. It comes with a sleek body that doesn’t pick up unnecessary smudges from fingerprints while its 8.2mm thickness makes it comfortable to the grip.

In terms of software, the Galaxy J6 runs on the OctaCore 1.6GHz Exynos 7870. The model is also equipped with 3GB RAM and 32GB storage that can hold its own when it comes to performance. If your dad is a lover of mobile games, he will be pleased with the J6’s capacity to support long-term gaming capacity with its 3000mAh battery power.

Home Credit is now offering a six-month, 0% campaign for the Samsung J6 from June 7 until June 30. Just visit any Home Credit partner store to get a financed amount range of Php 3,000 to Php 10,900 off the model!

Go the extra mile with the A6+

The Samsung Galaxy A6+ gets brownie points for its aesthetics and useful software features. Its sturdy metal build is perfect for the minimalist but classy man of the house who values ease of use when it comes to design. The display of the A6+ is impressive as well thanks to the Full HD+ resolution that makes everything bright, crisp, and immersive.

In terms of function, the model uses a 1.8GHz OctaCore Qualcomm Snapdragon processor with 4GB RAM. One particularly nice feature that your father will probably love is Bixby which lets the smartphone remind the user about appointments, find information, and access helpful apps and content. It’s like having a personal file assistant in the palm of your hands!

Camera-wise, the A6+ is set up with a 16 + 5MP Professional Dual Camera and a 24MP front camera. The camera app includes features like AR stickers and selfie focus.

Want to get the Samsung A6+ Home Credit is offering a 12-month, 0% percent promo with a financed amount range of Php 3,000 to Php 17,800 from June 7 to June 30.

Thinking of an ideal gift for the man of the house can be daunting, especially if you also have to consider your budget. Thankfully, Home Credit makes this easier with its friendly in-store financing offerings. To avail them, simply approach a Home Credit sales associate in any of its partner stores, submit two (2) valid IDs, and wait for your application to be processed. Now it’s easier to treat your father with the gift he deserves.

How to scam-proof your travel abroad

Travelling is a great way to unwind and enjoy what life has to offer, but that doesn’t mean that you shouldn’t be mindful of your safety.

Scams abound in every part of the world.  As the travel industry grows in popularity, scammers and other criminals are also growing in numbers, devising ways to trick unsuspecting tourists from transportation overcharge and forced purchases to ATM skimming and credit card fraud.

PSBank advises travelers to exercise caution when setting foot in foreign lands. Here are some safety measures you can take for a scam-free and enjoyable vacation:

Inform your bank or Credit Card Company if you’re travelling outside of the country. Although most banks have systems in place where they will send you an SMS alert to confirm a purchase before they are processed, and/or a text message and email notification to inform you of your transactions, you will be helping your bank monitor and secure your accounts from any suspicious usage by informing them of your travel plans. This way your bank won’t assume that your debit, prepaid or credit card is being used fraudulently and block it.

Be wary of public wifi.

Hackers can easily set up “free” public WiFi networks and bait people to use them so they can sniff your login passwords or use your accounts while you’re still logged in to the websites without the need for your password. Always ask the hotel, coffee shop or airport personnel their valid WiFi hotspots for guests. If you have to connect to a free WiFi network, never use it to log in to your email, social media or bank accounts.

Never provide debit or credit card details via phone, text or email.

Emails and texts were not created with data privacy in mind. Unencrypted email is an unsecure way to send sensitive information. Emails, SMS, or phone calls can be hacked, spoofed, and eavesdropped. When travelling, it is best to avoid providing personal and financial information through these channels.

 

Look for the lock.

Aside from a web address that begins with “https:” where “s” stands for ‘secure’, a lock icon on your browser is another indication that the site you are on is safe to use. When booking plane tickets and hotels, or when making online purchases, make sure you can see the padlock symbol in the address bar, before you provide your personal or financial details.

 

Keep your card visible when making payments.

When paying for your purchases and services using your debit or credit card, make sure that they process your payment in your presence. This way, your card is visible and always with you.  Thus, preventing multiple unauthorized card swipes and skimming.

 

Monitor your accounts regularly.

Monitor your accounts even when you are abroad to ensure that there are no unauthorized transactions. For added security to PSBank Debit and Prepaid Mastercard cardholders, turn on the ATM Lock feature in your PSBank Online or PSBank Mobile App to keep your account safe from ATM skimming and other card-based electronic fraud.

Be vigilant.

If you think that your bank account has been compromised or noticed any suspicious movements, report it immediately by calling your bank’s customer service hotline.

“Learning how to secure your accounts and avoid obvious threats goes a long way in protecting your personal information and money most especially when you travel,” says PSBank First Vice President for Information Security Dan Jose Duplito.

 About PSBank

PSBank is a key player in the Philippine consumer banking industry. The Bank emerged as the country’s 8th strongest bank by balance sheet in the Asian Banker’s AB500 annual ranking 2015-2016 Edition. PSBank is the only savings bank to make it to the top 10. It has maintained a spot in the list for five consecutive years. We have expanded our network to more than 250 branches and more than 620 ATMs nationwide.

Shopee Makes Gift-Giving Merrier this Christmas Season Celebrate 12 days of Christmas with attractive deals and free shipping

No Christmas season in the world is as fun and festive as that in the Philippines, and Shopee is here to make Paskong Pilipino even merrier. In addition to celebrating Filipino traditions centered around the themes of family and sharing, Shopee Philippines aims to make festive gifting more convenient and fuss-free.

“Christmas is a special occasion in the Philippines, but it’s also one of the busiest and most hectic times of the year, especially in Metro Manila. At Shopee, we offer both savings and convenience for Filipinos when it comes to completing their festive shopping online, so that they can spend more time with their families and friends,” said Terence Pang, Chief Operating Officer of Shopee.

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This Christmas, Filipinos can check off their Christmas shopping lists from the comfort of their homes with Shopee’s free delivery and cash on delivery options. To add to the festive cheer, from 11 November to 25 December, the Shopee Super Christmas Sale will be featuring huge discounts across popular gift categories including Health & Beauty, Home & Living, and Mobile & Gadgets. On December 11 and 12, shoppers can also look forward to non-stop exciting promotions, including P12 deals, discounts up to 90% off, giveaways, flash deals and many more. Participating brands include Cosmetique Asia, Unilever, Timeless Manila, Coca-Cola, Polaroid, Imarflex, Indoplas and Infinix.

There is no better way to get your Christmas shopping done than on Shopee.

To start your Christmas shopping, visit www.shopee.ph/christmas-sale.
Shopee is available for free download on Google Play and App Store.

About Shopee

Shopee is the leading e-commerce platform in Southeast Asia and Taiwan. It is a platform tailored for the region, providing customers with an easy, secure and fast online shopping experience through strong payment and logistical support.

Shopee aims to continually enhance its platform and become the region’s e-commerce destination of choice. Shopee has a wide selection of product categories ranging from consumer electronics to home & living, health & beauty, baby & toys, fashion and fitness equipment.

Shopee, a Sea company, was first launched in Singapore in 2015, and has since expanded its reach to Malaysia, Thailand, Taiwan, Indonesia, Vietnam and the Philippines. Sea is a leader in digital entertainment, e-commerce and digital financial services across Greater Southeast Asia. Sea’s mission is to better the lives of consumers and small businesses with technology, and is listed on the NYSE under the symbol SE.